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Christine Evaston joins Strovis Insurance team

June 21, 2018 at 5:43 pm

Christine Evaston

 

By Mark A. Stevens
Chief Marketing Officer

Christine Evaston, who has 37 years’ experience in the insurance industry, has joined Strovis Insurance as an account manager.

Evaston is based at Strovis’ Murrells Inlet office at 9898 Merry Lane, Unit 1001.

Prior to joining Strovis, Evaston worked in Manheim, Pennsylvania, for an insurance company in both personal lines and commercial lines.

“I’ve worked 37 years in the insurance business,” she said. “I find the variety of people you meet interesting, and I love working in an office environment.”

Evaston was born in Lancaster, Pennsylvania. She’s been married to her husband, Shawn, for 35 years, and the couple moved to Myrtle Beach in October 2016. Their daughter, Kaitlin, also lives in Myrtle Beach.

In her spare time, Evaston enjoys going to the beach and pool and helping her daughter with her dog walking business and pet sitting.

As an account manager for Strovis, she serve as a client contact for insurance needs and questions relating to sales. As part of her job, she is responsible for increasing customer growth by rounding current customer accounts, processing policy renewals, marketing and selling personal insurance products and retaining valuable relationships with carriers represented on behalf of the agency.

Strovis Holdings oversees three divisions: Strovis Payroll & HR, Strovis Benefits, and Strovis Insurance, an independent agency. Headquartered in Georgetown, Strovis has additional offices in Murrells Inlet, Summerville and Mount Pleasant.

Formed in 1998, Strovis has served clients in 32 states. For more information about Strovis or to get an online quote, go to www.strovis.com.

Evaston can be reached by calling (843) 651-4114 or by email at christine.evaston@strovis.com.

 

Categories: Uncategorized.

Is your insurance policy sufficient in case of damage from a hurricane?

June 19, 2018 at 6:53 pm

By Mark A. Stevens
Chief Marketing Officer

There’s something important that often gets lost in the rush to prepare a hurricane survival kit.

It’s not the bottles of water, which you certainly may need.

It’s not the non-perishable food items, which, in the event of devastating storm, may be needed.

It’s not flashlights or batteries or medications.

What’s often missing is a copy of your insurance policy. Worse yet, too many people have neglected their insurance policies and may not have proper coverage in the event of a devastating tropical storm or hurricane.

“Getting your insurance policies together and in a safe place is extremely important,” says Brook Brown, an area manager with Strovis Insurance in Murrells Inlet. “Having these in order early allows you to focus on other preparations when tropical storms or hurricanes are threatening our coastal region.”

But, Brown said, it’s important that consumers annually check their policies to make sure it’s sufficient coverage in the case of a devastating storm.

For example, the Florida Office of Insurance Regulation reported that after Hurricane Irma’s journey through the Sunshine State last year, nearly a third — or 297,000 — of 924,400 insurance claims were closed with no payment. Many of those were because the estimated cost to repair damage fell short of policyholders’ deductibles, leaving policyholders to make up the difference.

Here are some things you should know about your insurance coverage:

• What is your deductible?

Named storm and hurricane deductibles are usually between 1 and 10 percent of the dwelling limit, depending on distance to the coast. If the dwelling limit or your coverage amount for your insured home is $100,000 and you have a 10-percent deductible, you’re looking at a $10,000 out-of-pocket expense before insurance coverage takes effect.

The amount of a deductible is decided by the consumer when purchasing insurance. A higher deductible means less you have to pay annually for your insurance policy, but, in turn, it may mean you pay more out-of-pocket expense when filing a claim. Talk to your insurance agent about what’s right for you.

• Do you have an inventory record for your home?

It’s not only the exterior of your home that can be damaged in a storm. Your personal belongings inside can also be damaged. To expedite the claims process, make sure you have photos and details of your possessions – furniture, artwork, appliances, collectibles, anything you consider of value in your home.

If items have serial numbers, make sure you have those, as well. Keep these photos on your phone, in a safety deposit box or with a family member. The photos won’t do you any good if they’re damaged or lost.

• Do you have flood insurance?

Most homeowners’ or renters’ policies do not automatically include flood insurance. You must buy it separately, and it can take up to 30 days to go into effect so don’t wait until a storm is approaching.

FEMA estimates that just one inch of water in a home can cost more than $25,000 in damage.

The federal agency also notes that more than 20 percent of flood claims come from properties outside high-risk flood zones.

Floods can happen anytime. It’s not just during hurricane season, which runs from June through November. Winter and spring storms can also bring devastating flooding.

• We are here to help.

Your insurance agent is here to help. Make sure you have copies of your policies in a safe place and your agent’s contact information. Start the claim process as soon as possible.

Strovis Insurance is an independent insurance agency headquartered in Georgetown, South Carolina, at 1309 Highmarket St. Additional offices are located in Murrells Inlet at 9898 Merry Lane, Unit 1001, and in Summerville at 310A N. Gum St. Agents can be reached by calling 855-294-3788. You can also get a quote here: Strovis Insurance Quote.

In addition to Strovis Insurance, Strovis Holdings also oversees two other divisions: Strovis Payroll & HR and Strovis Benefits.

For more information, go to www.strovisinsurance.com and follow the company on Facebook, Twitter or LinkedIn.

Categories: Uncategorized.

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